Understanding GoWishMe.com: A Secure and Compliant Platform
At GoWishMe.com, we are committed to providing a safe and transparent environment for creators and supporters. We understand that there may be misconceptions about our platform, so we want to clarify how we operate and ensure compliance with Stripe's guidelines.
How GoWishMe.com Works
1. Centralized Platform Model
GoWishMe.com acts as an intermediary between supporters and creators. We manage the entire transaction process, ensuring that all payments are securely processed through our platform, not directly between users. This centralized approach aligns with Stripe’s requirements.
2. Secure Payment Processing
We use Stripe, a trusted third-party payment processor, to handle all transactions. This ensures that payments are processed securely and in compliance with financial regulations. Stripe Connect is used for payouts, facilitating seamless transfers to creators' bank accounts.
3. Purpose of Payments
Payments made through GoWishMe.com are tied to wishlist items, which can be considered as supporting creators for specific goods or services. This aligns with Stripe's requirement that payments must be tied to a specific purpose, not as unrestricted personal gifts.
4. Privacy and Security
User payment information is handled by Stripe, ensuring confidentiality and security. Creators and supporters' do not have access to each others personal or payment details, maintaining user privacy.
Compliance with Legal Requirements
5. Age Verification
We use Stripe’s age verification tools to ensure that all users are adults, complying with legal standards and enhancing platform security.
6. Prohibited Activities
Our platform prohibits illegal and high-risk activities, such as gambling and adult content, which are also restricted by Stripe. This helps prevent violations that could lead to account suspension.
Transparent Fee Structure
7. Platform Fees
GoWishMe.com charges a 10% fee to supporters, ensuring creators receive 100% of the funds listed on their wishlists. This fee supports the platform’s operations and infrastructure, distinguishing it from peer-to-peer models.
Conclusion
GoWishMe.com is dedicated to providing a secure and compliant platform for supporting creators. By operating as a centralized service and using Stripe for payment processing, we ensure that all transactions are managed efficiently and securely. We are committed to maintaining transparency and compliance with Stripe's guidelines, offering peace of mind for both supporters and creators.
For more information about our platform and how we operate, please feel free to contact us or explore our
